Technology

Can Fraud And Identity Theft Be Averted If You Modify Your Online Behavior?

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With the ability to do virtually anything from any location, the Internet has given us access to a vast array of opportunities for many years. However, it may be easy to overlook the importance of maintaining online safety.

Hackers are having a field day because many people all over the world fail to take the necessary precautions to protect themselves when they are online. This has led to an upsurge in cases of fraud and identity theft. A small oversight, such as failing to log out of your Facebook account before leaving the site, could provide an opportunity for a hacker to access many other elements of your life and cause havoc in those areas. What motivates them to do this? It is typically with the intention of acquiring information such as your card details in order to steal your money, although there are hackers who do it simply for the “pleasure” of it. This post is going to provide you with some advice on how you can protect yourself when using the internet.

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  1. Always remember to log out of your accounts, even if they are something as straightforward as a social network profile. When a hacker discovers your identity, they are able to perform additional research and collect other information about you.
  1. Think about investing in cybersecurity for your systems so that you can be confident that hackers won’t be able to get at your information and disrupt your peace of mind. It is possible to accomplish this by putting additional challenges in the path of hackers and developing the ability to recognise when something is acting in an unusual manner.
  1. When leveraging public WiFi, exercise extreme caution. When users use internet banking while connected to a public WiFi network, many cybercriminals get access to their victims’ checking accounts by simply acting as a “middle man.” They accomplish this by presenting the user with a website that has the appearance of what they were anticipating seeing; all that is required of the user at this point is to enter their information, and the hackers will have complete access to the user’s account. If you have to check your bank account, you should do so only through a secure connection to reduce the risk of having it hacked. This post on how to stay safe on public wifi is really insightful and could help protect you and your information.
  1. Make up passwords that are completely incomprehensible. Instead of using the name of your dog as the password, try using a combination of symbols and letters, both capital and lower case, to make it more difficult for hackers to crack. When it comes to choosing a password, another helpful piece of advice is to use a word twice. This is because the systems used by hackers won’t pick up on it. For instance, if you wanted to be on the safe side, you could use the phrase “puppydogdog % £$$” rather than just “puppydog.”
  1. Use a router that requires a password, both at home and at work, to ensure that all of your data is securely transmitted. The greater the number of passwords, the better.
  1. When you are using the internet, you should exercise caution with regard to the links that you click on. Links that you come across on social media may not be secure, and spending even a short amount of time on a website could provide cybercriminals with all of the access to your information that they require.
  2. Enable multi-factor authentication whenever it is possible.

Users of an online account are required to submit two or more verification methods in order to access a multifactor authentication system, often known as multifactor authentication (MFA). For instance, multifactor authentication goes beyond only requiring a username and password by asking for extra information, such as the following examples:

  • An additional password with a one-time use that the authentication servers of the website deliver to the user’s phone or email address.
  • Personal security questions and answers
  • Fingerprints, voice, or facial recognition are all examples of biometric data.
  1. Always keep an eye out for the green lock icon within your browser to determine whether or not the website you are visiting is secure. Leave that website immediately if you can’t see the lock in the address bar.

If you implement these eight measures into your normal browsing habit, you will be able to safeguard yourself against instances of identity theft and fraudulent activity. Be careful when you’re using the internet!

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